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It will cover payments regulations and frameworks (e.g. SEPA, PSD2, IFR, Open Banking, AML and other financial crime related regulations) as well as privacy and security regulations and standards (e.g. GDPR, incl. SCHREMS II, PCI DSS and others), and their potential overlaps.

It will also give an appreciation of the various types of licenses and permissions (and the relevant regulatory bodies) that need to be obtained by the various players in the ecosystems. Where possible, it will also give an overview of relevant regulations outside of Europe.


Payments 101 (or similar experience) is a prerequisite, as payments fundamentals and terminology knowledge is assumed. We highly recommend attending our Payments 101 course beforehand if you don't have enough relevant experience in the field of Regulation.


The course combines presenter-led sessions and thought-provoking videos. Drawing on real life examples, it weaves together the underpinning principles of legislation and other rules, with practical considerations.


Course content:


PAYMENTS ECOSYSTEMS RECAP (Cards and non-cards)

  • Ecosystem Recap & Strategic Considerations
  • Regulatory landscape overview – where regulations fit in


PAYMENTS REGULATIONS

  • SEPA: what is it, where does it all fit in?
  • PSD2, including IFR
  • Open Banking
  • Anti-Money Laundering
  • Authorised Push Payment (APP) Fraud Prevention
  • CBDC, Stablecoins, Crypto & Other Considerations

PAYMENTS LICENSES

  • AISPs, PISPs, Open Banking registration (UK)
  • Payment Institution Licenses (API, SPI)
  • e-Money Licenses (EMI, SEMI)
  • Practical Examples (e.g. access to RTGS, e.g. money remitters, crypto, FCA register, etc.)
  • Card Scheme Memberships


SECURITY & PRIVACY REGULATIONS

  • GDPR (incl. ­EU-US Privacy Shield – Schrems II)
  • Online Harms Bill
  • ­PCI DSS
  • 3D Secure
  • Practical & strategic considerations (e.g. overlaps with other regulations, permissions, etc.)


Who should attend?

  • This course is suitable for those who have already attended Payments 101 (or gained similar experience), as payments fundamentals/terminology knowledge is assumed.
  • FinTech organisations or technology companies needing to get a grasp on all aspects of payments regulations they are trying to incorporate into their business models


What will you gain?

  • An in-depth snapshot to the applicable regulations in the payments industry
  • Better understanding of how it all fits together and the ability to ask the right questions
  • Take-away reference material you will be able to use for a long time

Sponsors and Partners

Organiser

Tickets

CPD Accredited

This course is CPD accredited. In order to receive full accreditation for the course, you must attend the full course. Please contact Jay Bennett at Jay.Bennett@emergingpayments.org to receive your certificate.