Should everybody be able to access and use credit? What does affordable mean and who decides? Does credit do more harm than good in today's society and are consumers being 'tricked' into taking out loans?
Our panel of expert speakers will attempt to answer these questions whilst dissecting the elephant in the room; is selling credit as sinful as it is often perceived? Is it inevitable that credit drives people into further debt? What makes some credit 'good' and some 'bad'?
The panel will discuss what the next 5 years looks like for the consumer credit market. As well as what the fintech industry, regulators or social organisations can do to ensure all consumers can access credit when they want it, and access credit that meets their needs and is affordable for them to repay.
The panel will also explore how the government has been successful at subsidising interest-free credit to those in need across the U.K. both during the pandemic with things like bounceback loans and through welfare schemes like the 'social fund' that has provided a final safety net for over a decade.
10 AM - 10:05 AM
10:05 AM - 10:20 AM
10:20 AM - 11 AM
11 AM - 11:30 AM